Commercial Auto Insurance

Commercial auto insurance covers you for personal and business use.

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Manage Your Commercial Auto Policy


Need a commercial auto insurance quote?

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Let GEICO help you save on commercial vehicle insurance.

If you use vehicle(s) as part of your business, get your free, online commercial auto insurance quote from GEICO today. We've been doing this for over 70 years, and we work hard to provide the specialized auto insurance coverage your business needs, at a great price. Whatever the size of your business, we'll help customize a policy that works for you.

What is commercial auto insurance?

Commercial auto insurance covers business vehicles for things like:

  • Damage to your vehicle(s)
  • Driver injury
  • Injury to someone else
  • Damage to someone else's property

Commercial auto policies tend to have higher coverage limits than personal policies, because business vehicles need more protection in case of accidents.

What type of vehicles are covered by commercial auto insurance?

  • Cars
  • Vans
  • Pickup trucks
  • Box trucks
  • Service utility trucks
  • Food trucks

We currently don't offer insurance for semi-trucks and tractor-trailers.

Customer Reviews for Commercial Auto Insurance

"GEICO employees have always been helpful, understanding, and always willing to go that extra mile!"
–Customer from Ohio, 2018

"It is always a bliss calling your offices. Thank you!"
–Customer from Florida, 2018

"Everyone I have ever worked with in the Commercial office over the last few years has been a pleasure to work with."
–Customer from Illinois, 2018

Who needs commercial auto insurance?

If you or your employees use your vehicle as part of your business, you need a commercial auto policy. We often cover vehicles used by:

  • Electricians, plumbers, and HVAC professionals
  • Carpenters, painters, and other contractors
  • Landscapers and plow services
  • Caterers and food vendors
  • Other business types, like real estate and sales

If you drive for Uber, Lyft, or a delivery service like Amazon Flex or Grubhub, you need rideshare insurance instead.

Without commercial auto insurance, you risk:

  • Limited or no coverage for accidents while using your vehicle for business
  • Paying out of pocket for repairs, injuries, and more
  • Losing your personal auto coverage

GEICO Commercial Auto Insurance covers your vehicle 24/7. Whether you're working or not, GEICO is here to help protect you and your business.

Why GEICO for commercial vehicle insurance? Savings, service, and experience.

GEICO Commercial Vehicle Insurance comes with outstanding service, flexible ways to manage your policy, and competitive rates.

Outstanding service

Whatever your needs are, our commercial experts can help you with things like:

  • Adding or removing vehicles
  • Updating drivers
  • Adjusting coverage limits
  • Adding insurance coverages like general liability
  • Reporting and tracking claims

Online Policy Access

You can easily manage your commercial auto policy online. Log into your policy and you can:

  • Make payments
  • Enroll in autopay
  • View payment history
  • Check installment schedules
  • Get ID cards or proof of insurance

Competitive Rates

We realize not all businesses are alike. GEICO's Commercial Auto policy gets you the best protection for your business at the best price for your budget. We'll help you with selecting:

  • Coverage types
  • Coverage limits and deductibles
  • Vehicles
  • Drivers

Need to speak with us?

You can reach us at (866) 509-9444

  • Sales
  • Mon — Fri
    8:00 AM — 9:00 PM (ET)
  • Sat
    10:00 AM — 8:00 PM (ET)
  • Service
  • Mon — Fri
    8:00 AM — 9:00 PM (ET)
  • Sat
    10:00 AM — 8:00 PM (ET)
  • Claims
  • Mon — Fri
    8:00 AM — 8:00 PM (ET)
  • Sat
    9:00 AM — 5:30 PM (ET)

Commercial Auto Insurance FAQs: Get the answers you're looking for.

  • What does commercial auto insurance cover?

    Commercial auto insurance includes similar coverages to those on a personal auto policy, but there are some differences. You can read more about commercial coverages here.
  • Are tools and materials in my vehicle covered?

    Unattached tools and materials transported in your vehicle are not covered by commercial auto insurance but could be covered as part of a business owner's or general liability policy.
  • Who is covered to drive my vehicle?

    Your commercial auto policy can cover a variety of drivers. See more on that here.
  • What if I need certain liability limits for a contract?

    We can help with your policy liability limits questions and documentation needs. Look here for available services.
  • Is my trailer automatically covered?

    It depends on the gross vehicle weight. Check here for details on that.
  • What other types of business insurance does GEICO offer?

    GEICO sells a full line of business products you can review here.

Please note:

Some discounts, coverages, payment plans, and features are not available in all states or in all situations. Commercial auto coverages are underwritten by Government Employees Insurance Company. GEICO is a registered service mark of Government Employees Insurance Company, Washington, DC 20076; a Berkshire Hathaway Inc. subsidiary. © 2020 GEICO